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User management is the foundation of your Paywint integration.
Every financial action—payments, wallet transfers, payees, card linking, and checkout—starts with a registered user.

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Integrate User Management

Use the User Management API to create, list, and retrieve users.
These endpoints are required for onboarding users into your platform and enabling any financial features.

Create User

Register a new user under your platform. Required before enabling financial actions.

List Users

Retrieve all users associated with your platform account.

Get User

Fetch complete user details including profile, compliance status, and linked methods.

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User Workflow with Paywint

1

Register the user

Call Create User to create a Paywint user record and obtain a Paywint User ID.
2

Compliance requirements

Wallet-to-wallet payments do not require any compliance checks.
Other payment methods—such as bank transfers, ACH, or card-based payouts—may require the user to complete necessary KYC/KYB steps depending on usage and regulatory rules.
3

User can access financial features

Users can add bank accounts, add cards, create payees, and use their Paywint wallet.
Most features are available by default, and some advanced capabilities may require contacting the Paywint support team.
4

Start processing payments

Users can immediately make wallet-to-wallet payments.
For other payment types, usage depends on whether required verification steps have been completed.

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Merchant Dashboard

Manage users directly from the merchant dashboard.
View user details, verification status, wallet balances, payment activity, and more.
User management dashboard

Sandbox Dashboard

Access your sandbox merchant dashboard for testing and integration.

Production Dashboard

Manage live users and financial operations in production.

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Best Practices

  • Always store the Paywint User ID to map internal users to Paywint.
  • Ensure KYC/KYB is completed before initiating payments.
  • Use the dashboard for manual review, troubleshooting, and support operations.