Verify Micro Deposit
curl --request POST \
--url https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id} \
--header 'Content-Type: application/json' \
--header 'X-Platform-ID: <x-platform-id>' \
--header 'X-Signature: <x-signature>' \
--data '
{
"account_id": "f47ac10b-****-****-****-0e02b2c3d479",
"verification_amounts": {
"amount_1": 123,
"amount_2": 123
}
}
'import requests
url = "https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}"
payload = {
"account_id": "f47ac10b-****-****-****-0e02b2c3d479",
"verification_amounts": {
"amount_1": 123,
"amount_2": 123
}
}
headers = {
"X-Platform-ID": "<x-platform-id>",
"X-Signature": "<x-signature>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
'X-Platform-ID': '<x-platform-id>',
'X-Signature': '<x-signature>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
account_id: 'f47ac10b-****-****-****-0e02b2c3d479',
verification_amounts: {amount_1: 123, amount_2: 123}
})
};
fetch('https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'account_id' => 'f47ac10b-****-****-****-0e02b2c3d479',
'verification_amounts' => [
'amount_1' => 123,
'amount_2' => 123
]
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-Platform-ID: <x-platform-id>",
"X-Signature: <x-signature>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}"
payload := strings.NewReader("{\n \"account_id\": \"f47ac10b-****-****-****-0e02b2c3d479\",\n \"verification_amounts\": {\n \"amount_1\": 123,\n \"amount_2\": 123\n }\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-Platform-ID", "<x-platform-id>")
req.Header.Add("X-Signature", "<x-signature>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}")
.header("X-Platform-ID", "<x-platform-id>")
.header("X-Signature", "<x-signature>")
.header("Content-Type", "application/json")
.body("{\n \"account_id\": \"f47ac10b-****-****-****-0e02b2c3d479\",\n \"verification_amounts\": {\n \"amount_1\": 123,\n \"amount_2\": 123\n }\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-Platform-ID"] = '<x-platform-id>'
request["X-Signature"] = '<x-signature>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"account_id\": \"f47ac10b-****-****-****-0e02b2c3d479\",\n \"verification_amounts\": {\n \"amount_1\": 123,\n \"amount_2\": 123\n }\n}"
response = http.request(request)
puts response.read_body{
"success": true,
"message": "Operation completed.",
"data": "<unknown>",
"queryGeneratedTime": 1718006400
}{
"detail": [
{
"loc": [
"<string>"
],
"msg": "<string>",
"type": "<string>"
}
]
}Verify Micro-Deposit
Finalizes the micro-deposit verification process for a user’s bank account.
This endpoint:
- Validates the two micro-deposit amounts to confirm bank account ownership
- Ensures the account is currently in
APPLIEDverification status - Updates the account status to
VERIFIEDupon successful confirmation - Logs a user note documenting the verification event
Note:
- In the sandbox environment, the two required test deposit amounts are 0.07∗∗and∗∗0.15. These values must be provided exactly in any order.
- In live (production) environments, actual micro-deposits will be sent to the user’s bank account, and those values must be retrieved from the user’s bank statement and submitted here.
POST
/
api
/
platform
/
accounts
/
verify-micro-deposit
/
{user_id}
Verify Micro Deposit
curl --request POST \
--url https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id} \
--header 'Content-Type: application/json' \
--header 'X-Platform-ID: <x-platform-id>' \
--header 'X-Signature: <x-signature>' \
--data '
{
"account_id": "f47ac10b-****-****-****-0e02b2c3d479",
"verification_amounts": {
"amount_1": 123,
"amount_2": 123
}
}
'import requests
url = "https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}"
payload = {
"account_id": "f47ac10b-****-****-****-0e02b2c3d479",
"verification_amounts": {
"amount_1": 123,
"amount_2": 123
}
}
headers = {
"X-Platform-ID": "<x-platform-id>",
"X-Signature": "<x-signature>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
'X-Platform-ID': '<x-platform-id>',
'X-Signature': '<x-signature>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
account_id: 'f47ac10b-****-****-****-0e02b2c3d479',
verification_amounts: {amount_1: 123, amount_2: 123}
})
};
fetch('https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'account_id' => 'f47ac10b-****-****-****-0e02b2c3d479',
'verification_amounts' => [
'amount_1' => 123,
'amount_2' => 123
]
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-Platform-ID: <x-platform-id>",
"X-Signature: <x-signature>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}"
payload := strings.NewReader("{\n \"account_id\": \"f47ac10b-****-****-****-0e02b2c3d479\",\n \"verification_amounts\": {\n \"amount_1\": 123,\n \"amount_2\": 123\n }\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-Platform-ID", "<x-platform-id>")
req.Header.Add("X-Signature", "<x-signature>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}")
.header("X-Platform-ID", "<x-platform-id>")
.header("X-Signature", "<x-signature>")
.header("Content-Type", "application/json")
.body("{\n \"account_id\": \"f47ac10b-****-****-****-0e02b2c3d479\",\n \"verification_amounts\": {\n \"amount_1\": 123,\n \"amount_2\": 123\n }\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.paywint.com/api/platform/accounts/verify-micro-deposit/{user_id}")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-Platform-ID"] = '<x-platform-id>'
request["X-Signature"] = '<x-signature>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"account_id\": \"f47ac10b-****-****-****-0e02b2c3d479\",\n \"verification_amounts\": {\n \"amount_1\": 123,\n \"amount_2\": 123\n }\n}"
response = http.request(request)
puts response.read_body{
"success": true,
"message": "Operation completed.",
"data": "<unknown>",
"queryGeneratedTime": 1718006400
}{
"detail": [
{
"loc": [
"<string>"
],
"msg": "<string>",
"type": "<string>"
}
]
}Headers
Unique platform identifier (UUID). You receive this during onboarding. Must be sent with every API request.
HMAC-SHA256 request signature for authentication. Use your platform secret key to compute it as: METHOD + PATH + QUERY + BODY_HASH.
Path Parameters
Unique identifier (UUID) of the user who owns the bank account being verified.
Body
application/json
Response
Successful Response
Indicates whether the request was processed successfully.
Example:
true
A short, human-readable message describing the result of the request.
Example:
"Operation completed."
The main response payload, if applicable
The Unix timestamp (in seconds) indicating when the response was generated.
Example:
1718006400

