Sends a physical check payment by mail to a specified payee on behalf of a platform user.
This endpoint will:
Download and validate the check attachment (PDF only, max 7MB, up to 10 pages)
Calculate processing fees based on mail type and attachment pages
Deduct the total amount (payment + fees) from the user’s wallet
Generate and mail a physical check to the payee’s address
Create payment and check records for tracking
Supported mail types include USPS First Class, USPS Certified, Overnight, and Two-Day delivery.
Processing fees vary by mail type and include additional charges for attachment pages.
Delivery method for the physical check. Options: USPS_FIRST_CLASS (default), USPS_CERTIFIED, OVERNIGHT, TWO_DAY. Different mail types have different processing fees.
The Unix timestamp (in seconds) indicating when the response was generated.
Example:
1718006400
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payment","example":"f47ac10b-****-****-****-0e02b2c3d479","uniqueKey":"data.oneOf.0.payee_id.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.payee_id","typeLabel":"string\u003cuuid> | null"},"amount":{"oneOf":[{"type":"number","title":"Amount","description":"Total amount transferred in the transaction.","example":100,"uniqueKey":"data.oneOf.0.amount.oneOf.0","typeLabel":"number"},{"type":"null","title":"Amount","description":"Total amount transferred in the transaction.","example":100,"uniqueKey":"data.oneOf.0.amount.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.amount","typeLabel":"number | null"},"processing_fee":{"oneOf":[{"type":"number","title":"Processing Fee","description":"Processing fee charged on payment.","example":1.5,"uniqueKey":"data.oneOf.0.processing_fee.oneOf.0","typeLabel":"number"},{"type":"null","title":"Processing Fee","description":"Processing fee charged on 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purposes.","example":"INV-2024-001234","uniqueKey":"data.oneOf.0.invoice_no.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.invoice_no","typeLabel":"string | null"},"currency":{"oneOf":[{"type":"string","title":"Currency","description":"Three-letter ISO currency code for the transaction (e.g., USD).","example":"USD","uniqueKey":"data.oneOf.0.currency.oneOf.0","typeLabel":"string"},{"type":"null","title":"Currency","description":"Three-letter ISO currency code for the transaction (e.g., USD).","example":"USD","uniqueKey":"data.oneOf.0.currency.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.currency","typeLabel":"string | null"},"description":{"oneOf":[{"type":"string","title":"Description","description":"Optional note or description attached to the payment.","example":"June invoice for services","uniqueKey":"data.oneOf.0.description.oneOf.0","typeLabel":"string"},{"type":"null","title":"Description","description":"Optional note or description attached to the payment.","example":"June invoice for services","uniqueKey":"data.oneOf.0.description.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.description","typeLabel":"string | null"},"created_at":{"oneOf":[{"type":"string","title":"Created At","description":"Timestamp when the payment record was initially created.","format":"date-time","example":"2025-06-16T10:04:51.739761Z","uniqueKey":"data.oneOf.0.created_at.oneOf.0","typeLabel":"string\u003cdate-time>"},{"type":"null","title":"Created At","description":"Timestamp when the payment record was initially created.","example":"2025-06-16T10:04:51.739761Z","uniqueKey":"data.oneOf.0.created_at.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.created_at","typeLabel":"string\u003cdate-time> | null"},"payment_date":{"oneOf":[{"type":"string","title":"Payment Date","description":"Timestamp when the payment was successfully processed or completed.","format":"date-time","example":"2025-06-16T10:13:16.749655Z","uniqueKey":"data.oneOf.0.payment_date.oneOf.0","typeLabel":"string\u003cdate-time>"},{"type":"null","title":"Payment Date","description":"Timestamp when the payment was successfully processed or completed.","example":"2025-06-16T10:13:16.749655Z","uniqueKey":"data.oneOf.0.payment_date.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.payment_date","typeLabel":"string\u003cdate-time> | null"},"status":{"type":"string","enum":["requested","initiated","check_pending","processing","SETTLING","approved","success","failed","request_failed","rejected","declined","mailed","expired"],"title":"PlatformPaymentStatus","description":"The current status of the payment (e.g., success, failed, pending).","example":"success","uniqueKey":"data.oneOf.0.status","typeLabel":"enum\u003cstring>"},"card_id":{"oneOf":[{"type":"string","title":"Card Id","description":"UUID of the payer's card.","format":"uuid","example":"f47ac10b-****-****-****-0e02b2c3d479","uniqueKey":"data.oneOf.0.card_id.oneOf.0","typeLabel":"string\u003cuuid>"},{"type":"null","title":"Card Id","description":"UUID of the payer's card.","example":"f47ac10b-****-****-****-0e02b2c3d479","uniqueKey":"data.oneOf.0.card_id.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.card_id","typeLabel":"string\u003cuuid> | null"},"bank_id":{"oneOf":[{"type":"string","title":"Bank Id","description":"UUID of the payer's bank account.","format":"uuid","example":"f47ac10b-****-****-****-0e02b2c3d479","uniqueKey":"data.oneOf.0.bank_id.oneOf.0","typeLabel":"string\u003cuuid>"},{"type":"null","title":"Bank Id","description":"UUID of the payer's bank account.","example":"f47ac10b-****-****-****-0e02b2c3d479","uniqueKey":"data.oneOf.0.bank_id.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.bank_id","typeLabel":"string\u003cuuid> | null"},"payee_card_id":{"oneOf":[{"type":"string","title":"Payee Card Id","description":"UUID of the payee's card where funds are received.","format":"uuid","example":"f47ac10b-****-****-****-0e02b2c3d479","uniqueKey":"data.oneOf.0.payee_card_id.oneOf.0","typeLabel":"string\u003cuuid>"},{"type":"null","title":"Payee Card Id","description":"UUID of the payee's card where funds are received.","example":"f47ac10b-****-****-****-0e02b2c3d479","uniqueKey":"data.oneOf.0.payee_card_id.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.payee_card_id","typeLabel":"string\u003cuuid> | null"},"payee_bank_id":{"oneOf":[{"type":"string","title":"Payee Bank Id","description":"UUID of the payee's bank account where funds are received.","format":"uuid","example":"f47ac10b-****-****-****-0e02b2c3d479","uniqueKey":"data.oneOf.0.payee_bank_id.oneOf.0","typeLabel":"string\u003cuuid>"},{"type":"null","title":"Payee Bank Id","description":"UUID of the payee's bank account where funds are received.","example":"f47ac10b-****-****-****-0e02b2c3d479","uniqueKey":"data.oneOf.0.payee_bank_id.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.payee_bank_id","typeLabel":"string\u003cuuid> | null"},"to_pw_bank_id":{"oneOf":[{"type":"string","title":"To Pw Bank Id","description":"UUID of the payee's Paywint bank account where funds are received.","format":"uuid","example":"f47ac10b-****-****-****-0e02b2c3d479","uniqueKey":"data.oneOf.0.to_pw_bank_id.oneOf.0","typeLabel":"string\u003cuuid>"},{"type":"null","title":"To Pw Bank Id","description":"UUID of the payee's Paywint bank account where funds are received.","example":"f47ac10b-****-****-****-0e02b2c3d479","uniqueKey":"data.oneOf.0.to_pw_bank_id.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.to_pw_bank_id","typeLabel":"string\u003cuuid> | null"},"failure_reason":{"oneOf":[{"type":"string","title":"Failure Reason","description":"Explanation for why the payment failed, if applicable.","example":"Insufficient wallet balance","uniqueKey":"data.oneOf.0.failure_reason.oneOf.0","typeLabel":"string"},{"type":"null","title":"Failure Reason","description":"Explanation for why the payment failed, if applicable.","example":"Insufficient wallet balance","uniqueKey":"data.oneOf.0.failure_reason.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.failure_reason","typeLabel":"string | null"},"payout_currency":{"oneOf":[{"type":"string","title":"Payout Currency","description":"Payout currency for a cross-border payout (null for other payments).","example":"INR","uniqueKey":"data.oneOf.0.payout_currency.oneOf.0","typeLabel":"string"},{"type":"null","title":"Payout Currency","description":"Payout currency for a cross-border payout (null for other payments).","example":"INR","uniqueKey":"data.oneOf.0.payout_currency.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.payout_currency","typeLabel":"string | null"},"payout_amount":{"oneOf":[{"type":"number","title":"Payout Amount","description":"Amount paid out in the payout currency for a cross-border payout (null otherwise).","example":8500,"uniqueKey":"data.oneOf.0.payout_amount.oneOf.0","typeLabel":"number"},{"type":"null","title":"Payout Amount","description":"Amount paid out in the payout currency for a cross-border payout (null otherwise).","example":8500,"uniqueKey":"data.oneOf.0.payout_amount.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.payout_amount","typeLabel":"number | null"},"exchange_rate":{"oneOf":[{"type":"number","title":"Exchange Rate","description":"Applied FX rate (source USD to payout currency) for a cross-border payout (null otherwise).","example":84.91,"uniqueKey":"data.oneOf.0.exchange_rate.oneOf.0","typeLabel":"number"},{"type":"null","title":"Exchange Rate","description":"Applied FX rate (source USD to payout currency) for a cross-border payout (null otherwise).","example":84.91,"uniqueKey":"data.oneOf.0.exchange_rate.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.exchange_rate","typeLabel":"number | null"},"payment_method":{"oneOf":[{"type":"string","title":"ExternalCheckPaymentMethodRead","description":"The method used to send the payment (e.g., WALLET, CARD, ACH).","enum":["WALLET"],"example":"WALLET","uniqueKey":"data.oneOf.0.payment_method.oneOf.0","typeLabel":"enum\u003cstring>"},{"type":"null","description":"The method used to send the payment (e.g., WALLET, CARD, ACH).","example":"WALLET","uniqueKey":"data.oneOf.0.payment_method.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.payment_method","typeLabel":"enum\u003cstring> | null"},"receiving_method":{"oneOf":[{"type":"string","title":"ExternalPaymentReceivingMethodRead","description":"The destination method where the payment was received (e.g., CHECK_MAIL, WALLET, CARD, ACH).","enum":["CHECK_MAIL"],"example":"CHECK_MAIL","uniqueKey":"data.oneOf.0.receiving_method.oneOf.0","typeLabel":"enum\u003cstring>"},{"type":"null","description":"The destination method where the payment was received (e.g., CHECK_MAIL, WALLET, CARD, ACH).","example":"CHECK_MAIL","uniqueKey":"data.oneOf.0.receiving_method.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.receiving_method","typeLabel":"enum\u003cstring> | null"},"attachment_url":{"oneOf":[{"type":"string","title":"Attachment Url","description":"Optional URL of the attachment added with the check.","example":"https://paywint-bucket.s3.amazonaws.com/wallet/check-payments/23ec826b-54cd-4241-a855-ae038bbf568a/testing.pdf","uniqueKey":"data.oneOf.0.attachment_url.oneOf.0","typeLabel":"string"},{"type":"null","title":"Attachment Url","description":"Optional URL of the attachment added with the check.","example":"https://paywint-bucket.s3.amazonaws.com/wallet/check-payments/23ec826b-54cd-4241-a855-ae038bbf568a/testing.pdf","uniqueKey":"data.oneOf.0.attachment_url.oneOf.1","typeLabel":"null"}],"uniqueKey":"data.oneOf.0.attachment_url","typeLabel":"string | null"}},"uniqueKey":"data.oneOf.0","typeLabel":"ExternalCheckPaymentRead · object"},{"type":"null","description":"The main response payload, if applicable","uniqueKey":"data.oneOf.1","typeLabel":"null"}],"uniqueKey":"data","typeLabel":"ExternalCheckPaymentRead · object | null"},"queryGeneratedTime":{"oneOf":[{"type":"number","title":"Querygeneratedtime","description":"The Unix timestamp (in seconds) indicating when the response was generated.","default":1783679844.273462,"example":1718006400,"uniqueKey":"queryGeneratedTime.oneOf.0","typeLabel":"number"},{"type":"null","title":"Querygeneratedtime","description":"The Unix timestamp (in seconds) indicating when the response was generated.","default":1783679844.273462,"example":1718006400,"uniqueKey":"queryGeneratedTime.oneOf.1","typeLabel":"null"}],"uniqueKey":"queryGeneratedTime","typeLabel":"number | null"}},"type":"object","title":"CommonResponse[ExternalCheckPaymentRead]","uniqueKey":"","typeLabel":"CommonResponse[ExternalCheckPaymentRead] · object"},"examples":{"Example":{"title":"Example","value":{"success":true,"message":"Operation completed.","data":{"payment_id":"f47ac10b-****-****-****-0e02b2c3d479","transaction_id":1501,"payer_id":"f47ac10b-****-****-****-0e02b2c3d479","payee_id":"f47ac10b-****-****-****-0e02b2c3d479","amount":100,"processing_fee":1.5,"delivery_fee":0.5,"invoice_no":"INV-2024-001234","currency":"USD","description":"June invoice for services","created_at":"2025-06-16T10:04:51.739761Z","payment_date":"2025-06-16T10:13:16.749655Z","status":"success","card_id":"f47ac10b-****-****-****-0e02b2c3d479","bank_id":"f47ac10b-****-****-****-0e02b2c3d479","payee_card_id":"f47ac10b-****-****-****-0e02b2c3d479","payee_bank_id":"f47ac10b-****-****-****-0e02b2c3d479","to_pw_bank_id":"f47ac10b-****-****-****-0e02b2c3d479","failure_reason":"Insufficient wallet balance","payout_currency":"INR","payout_amount":8500,"exchange_rate":84.91,"payment_method":"WALLET","receiving_method":"CHECK_MAIL","attachment_url":"https://paywint-bucket.s3.amazonaws.com/wallet/check-payments/23ec826b-54cd-4241-a855-ae038bbf568a/testing.pdf"},"queryGeneratedTime":1718006400}}},"exampleType":"generated"}},"exampleType":"generated"},"aabc9477-ae54-496c-8806-0626b095a1a2":{"description":"Validation Error","content":{"application/json":{"schema":{"properties":{"detail":{"items":{"properties":{"loc":{"items":{"oneOf":[{"type":"string","uniqueKey":"detail.items.[INDEX].loc.items.[INDEX].oneOf.0","typeLabel":"string"},{"type":"integer","uniqueKey":"detail.items.[INDEX].loc.items.[INDEX].oneOf.1","typeLabel":"integer"}],"uniqueKey":"detail.items.[INDEX].loc.items.[INDEX]","typeLabel":"string | integer"},"type":"array","title":"Location","isRequired":true,"uniqueKey":"detail.items.[INDEX].loc","typeLabel":"(string | integer)[]"},"msg":{"type":"string","title":"Message","isRequired":true,"uniqueKey":"detail.items.[INDEX].msg","typeLabel":"string"},"type":{"type":"string","title":"Error Type","isRequired":true,"uniqueKey":"detail.items.[INDEX].type","typeLabel":"string"}},"type":"object","required":["loc","msg","type"],"title":"ValidationError","uniqueKey":"detail.items.[INDEX]","typeLabel":"ValidationError · 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d=document.documentElement,p=null;if(!p){try{p=localStorage.getItem(\"isDarkMode\")}catch(e){}if(p==='true')p='dark';else if(p==='false')p='light';if(p!=='light'\u0026\u0026p!=='dark'\u0026\u0026p!=='system')p=\"system\"}var r=p==='system'?(matchMedia(\"(prefers-color-scheme: dark)\").matches?'dark':'light'):p;d.classList.remove(r==='dark'?'light':'dark');d.classList.add(r);d.setAttribute(\"data-theme-preference\",p)})();\u003c/script>\u003cmeta data-mint-head name=\"description\" content=\"Sends a physical check payment by mail to a specified payee on behalf of a platform user. This endpoint will: - Download and validate the check attachment (PDF only, max 7MB, up to 10 pages) - Calculate processing fees based on mail type and attachment pages - Deduct the total amount (payment + fees) from the user\u0026#x27;s wallet - Generate and mail a physical check to the payee\u0026#x27;s address - Create payment and check records for tracking Supported mail types include USPS First Class, USPS Certified, Overnight, and Two-Day delivery. 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This endpoint will: - Download and validate the check attachment (PDF only, max 7MB, up to 10 pages) - Calculate processing fees based on mail type and attachment pages - Deduct the total amount (payment + fees) from the user\u0026#x27;s wallet - Generate and mail a physical check to the payee\u0026#x27;s address - Create payment and check records for tracking Supported mail types include USPS First Class, USPS Certified, Overnight, and Two-Day delivery. Processing fees vary by mail type and include additional charges for attachment pages.\">\u003cmeta data-mint-head property=\"og:site_name\" content=\"Paywint API Documentation\">\u003cmeta data-mint-head property=\"og:url\" content=\"https://developer.paywint.com/api-reference/payments/mail-check\">\u003cmeta data-mint-head property=\"og:type\" content=\"website\">\u003cmeta data-mint-head property=\"og:image\" content=\"https://paywint.mintlify.site/_mintlify/api/og/v2?division=Payments\u0026amp;title=Mail+Check\u0026amp;description=Sends+a+physical+check+payment+by+mail+to+a+specified+payee+on+behalf+of+a+platform+user.%0A%0AThis+endpoint+will%3A%0A-+Download+and+validate+the+check+attachment+%28PDF\u0026amp;theme=797b9154450531e0ce6f7e8b\u0026amp;signature=361210c752f7bb17ace7e823a15f611a5ee37d9c560cf162c8263e4f50b4a0bf\">\u003cmeta data-mint-head property=\"og:image:width\" content=\"1200\">\u003cmeta data-mint-head property=\"og:image:height\" content=\"630\">\u003cmeta data-mint-head name=\"twitter:card\" content=\"summary_large_image\">\u003cmeta data-mint-head name=\"twitter:title\" content=\"Mail Check - Paywint API Documentation\">\u003cmeta data-mint-head name=\"twitter:description\" content=\"Sends a physical check payment by mail to a specified payee on behalf of a platform user. This endpoint will: - Download and validate the check attachment (PDF only, max 7MB, up to 10 pages) - Calculate processing fees based on mail type and attachment pages - Deduct the total amount (payment + fees) from the user\u0026#x27;s wallet - Generate and mail a physical check to the payee\u0026#x27;s address - Create payment and check records for tracking Supported mail types include USPS First Class, USPS Certified, Overnight, and Two-Day delivery. 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