Create Bank
curl --request POST \
--url https://api.paywint.com/api/platform/accounts/add-account \
--header 'Content-Type: application/json' \
--header 'X-Platform-ID: <x-platform-id>' \
--header 'X-Signature: <x-signature>' \
--data '
{
"user_id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"account_holder_name": "John D. Doe",
"bank_name": "Bank of America",
"nick_name": "Business Wallet Account",
"account_number": "1234567890",
"routing_number": "021000021",
"bank_address": "123 Bank Street",
"city": "New York",
"state": "NY",
"zip": "10001",
"country": "US",
"account_type": "CHECKING",
"account_holder_address": "123 Main Street",
"account_holder_city": "New York",
"account_holder_state": "NY",
"account_holder_zip": "10001",
"account_holder_country": "US",
"is_default": true
}
'import requests
url = "https://api.paywint.com/api/platform/accounts/add-account"
payload = {
"user_id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"account_holder_name": "John D. Doe",
"bank_name": "Bank of America",
"nick_name": "Business Wallet Account",
"account_number": "1234567890",
"routing_number": "021000021",
"bank_address": "123 Bank Street",
"city": "New York",
"state": "NY",
"zip": "10001",
"country": "US",
"account_type": "CHECKING",
"account_holder_address": "123 Main Street",
"account_holder_city": "New York",
"account_holder_state": "NY",
"account_holder_zip": "10001",
"account_holder_country": "US",
"is_default": True
}
headers = {
"X-Platform-ID": "<x-platform-id>",
"X-Signature": "<x-signature>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
'X-Platform-ID': '<x-platform-id>',
'X-Signature': '<x-signature>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
user_id: '3fa85f64-5717-4562-b3fc-2c963f66afa6',
account_holder_name: 'John D. Doe',
bank_name: 'Bank of America',
nick_name: 'Business Wallet Account',
account_number: '1234567890',
routing_number: '021000021',
bank_address: '123 Bank Street',
city: 'New York',
state: 'NY',
zip: '10001',
country: 'US',
account_type: 'CHECKING',
account_holder_address: '123 Main Street',
account_holder_city: 'New York',
account_holder_state: 'NY',
account_holder_zip: '10001',
account_holder_country: 'US',
is_default: true
})
};
fetch('https://api.paywint.com/api/platform/accounts/add-account', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.paywint.com/api/platform/accounts/add-account",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'user_id' => '3fa85f64-5717-4562-b3fc-2c963f66afa6',
'account_holder_name' => 'John D. Doe',
'bank_name' => 'Bank of America',
'nick_name' => 'Business Wallet Account',
'account_number' => '1234567890',
'routing_number' => '021000021',
'bank_address' => '123 Bank Street',
'city' => 'New York',
'state' => 'NY',
'zip' => '10001',
'country' => 'US',
'account_type' => 'CHECKING',
'account_holder_address' => '123 Main Street',
'account_holder_city' => 'New York',
'account_holder_state' => 'NY',
'account_holder_zip' => '10001',
'account_holder_country' => 'US',
'is_default' => true
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-Platform-ID: <x-platform-id>",
"X-Signature: <x-signature>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.paywint.com/api/platform/accounts/add-account"
payload := strings.NewReader("{\n \"user_id\": \"3fa85f64-5717-4562-b3fc-2c963f66afa6\",\n \"account_holder_name\": \"John D. Doe\",\n \"bank_name\": \"Bank of America\",\n \"nick_name\": \"Business Wallet Account\",\n \"account_number\": \"1234567890\",\n \"routing_number\": \"021000021\",\n \"bank_address\": \"123 Bank Street\",\n \"city\": \"New York\",\n \"state\": \"NY\",\n \"zip\": \"10001\",\n \"country\": \"US\",\n \"account_type\": \"CHECKING\",\n \"account_holder_address\": \"123 Main Street\",\n \"account_holder_city\": \"New York\",\n \"account_holder_state\": \"NY\",\n \"account_holder_zip\": \"10001\",\n \"account_holder_country\": \"US\",\n \"is_default\": true\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-Platform-ID", "<x-platform-id>")
req.Header.Add("X-Signature", "<x-signature>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.paywint.com/api/platform/accounts/add-account")
.header("X-Platform-ID", "<x-platform-id>")
.header("X-Signature", "<x-signature>")
.header("Content-Type", "application/json")
.body("{\n \"user_id\": \"3fa85f64-5717-4562-b3fc-2c963f66afa6\",\n \"account_holder_name\": \"John D. Doe\",\n \"bank_name\": \"Bank of America\",\n \"nick_name\": \"Business Wallet Account\",\n \"account_number\": \"1234567890\",\n \"routing_number\": \"021000021\",\n \"bank_address\": \"123 Bank Street\",\n \"city\": \"New York\",\n \"state\": \"NY\",\n \"zip\": \"10001\",\n \"country\": \"US\",\n \"account_type\": \"CHECKING\",\n \"account_holder_address\": \"123 Main Street\",\n \"account_holder_city\": \"New York\",\n \"account_holder_state\": \"NY\",\n \"account_holder_zip\": \"10001\",\n \"account_holder_country\": \"US\",\n \"is_default\": true\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.paywint.com/api/platform/accounts/add-account")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-Platform-ID"] = '<x-platform-id>'
request["X-Signature"] = '<x-signature>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"user_id\": \"3fa85f64-5717-4562-b3fc-2c963f66afa6\",\n \"account_holder_name\": \"John D. Doe\",\n \"bank_name\": \"Bank of America\",\n \"nick_name\": \"Business Wallet Account\",\n \"account_number\": \"1234567890\",\n \"routing_number\": \"021000021\",\n \"bank_address\": \"123 Bank Street\",\n \"city\": \"New York\",\n \"state\": \"NY\",\n \"zip\": \"10001\",\n \"country\": \"US\",\n \"account_type\": \"CHECKING\",\n \"account_holder_address\": \"123 Main Street\",\n \"account_holder_city\": \"New York\",\n \"account_holder_state\": \"NY\",\n \"account_holder_zip\": \"10001\",\n \"account_holder_country\": \"US\",\n \"is_default\": true\n}"
response = http.request(request)
puts response.read_body{
"success": true,
"message": "Operation completed.",
"data": {
"account_id": "5bf6f0d6-0677-4607-9541-68ef7faecbdb",
"bank_nick_name": "Personal Checking",
"account_number": "6789",
"account_balance": 1000,
"routing_number": "011000015",
"account_type": "CHECKING",
"bank_name": "First National Bank",
"account_holder_name": "John Doe",
"verification_status": "not_applied",
"verification_type": "MD",
"is_verified": false,
"is_default": true,
"created_at": "2025-06-16T12:03:48.726826Z"
},
"queryGeneratedTime": 1718006400
}{
"detail": [
{
"loc": [
"<string>"
],
"msg": "<string>",
"type": "<string>"
}
]
}Add Bank Account
- Create a new bank account for a specified user.
- Link the bank account to the user for future transactions.
- Use this endpoint to add account details.
POST
/
api
/
platform
/
accounts
/
add-account
Create Bank
curl --request POST \
--url https://api.paywint.com/api/platform/accounts/add-account \
--header 'Content-Type: application/json' \
--header 'X-Platform-ID: <x-platform-id>' \
--header 'X-Signature: <x-signature>' \
--data '
{
"user_id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"account_holder_name": "John D. Doe",
"bank_name": "Bank of America",
"nick_name": "Business Wallet Account",
"account_number": "1234567890",
"routing_number": "021000021",
"bank_address": "123 Bank Street",
"city": "New York",
"state": "NY",
"zip": "10001",
"country": "US",
"account_type": "CHECKING",
"account_holder_address": "123 Main Street",
"account_holder_city": "New York",
"account_holder_state": "NY",
"account_holder_zip": "10001",
"account_holder_country": "US",
"is_default": true
}
'import requests
url = "https://api.paywint.com/api/platform/accounts/add-account"
payload = {
"user_id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"account_holder_name": "John D. Doe",
"bank_name": "Bank of America",
"nick_name": "Business Wallet Account",
"account_number": "1234567890",
"routing_number": "021000021",
"bank_address": "123 Bank Street",
"city": "New York",
"state": "NY",
"zip": "10001",
"country": "US",
"account_type": "CHECKING",
"account_holder_address": "123 Main Street",
"account_holder_city": "New York",
"account_holder_state": "NY",
"account_holder_zip": "10001",
"account_holder_country": "US",
"is_default": True
}
headers = {
"X-Platform-ID": "<x-platform-id>",
"X-Signature": "<x-signature>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
'X-Platform-ID': '<x-platform-id>',
'X-Signature': '<x-signature>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
user_id: '3fa85f64-5717-4562-b3fc-2c963f66afa6',
account_holder_name: 'John D. Doe',
bank_name: 'Bank of America',
nick_name: 'Business Wallet Account',
account_number: '1234567890',
routing_number: '021000021',
bank_address: '123 Bank Street',
city: 'New York',
state: 'NY',
zip: '10001',
country: 'US',
account_type: 'CHECKING',
account_holder_address: '123 Main Street',
account_holder_city: 'New York',
account_holder_state: 'NY',
account_holder_zip: '10001',
account_holder_country: 'US',
is_default: true
})
};
fetch('https://api.paywint.com/api/platform/accounts/add-account', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.paywint.com/api/platform/accounts/add-account",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'user_id' => '3fa85f64-5717-4562-b3fc-2c963f66afa6',
'account_holder_name' => 'John D. Doe',
'bank_name' => 'Bank of America',
'nick_name' => 'Business Wallet Account',
'account_number' => '1234567890',
'routing_number' => '021000021',
'bank_address' => '123 Bank Street',
'city' => 'New York',
'state' => 'NY',
'zip' => '10001',
'country' => 'US',
'account_type' => 'CHECKING',
'account_holder_address' => '123 Main Street',
'account_holder_city' => 'New York',
'account_holder_state' => 'NY',
'account_holder_zip' => '10001',
'account_holder_country' => 'US',
'is_default' => true
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-Platform-ID: <x-platform-id>",
"X-Signature: <x-signature>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.paywint.com/api/platform/accounts/add-account"
payload := strings.NewReader("{\n \"user_id\": \"3fa85f64-5717-4562-b3fc-2c963f66afa6\",\n \"account_holder_name\": \"John D. Doe\",\n \"bank_name\": \"Bank of America\",\n \"nick_name\": \"Business Wallet Account\",\n \"account_number\": \"1234567890\",\n \"routing_number\": \"021000021\",\n \"bank_address\": \"123 Bank Street\",\n \"city\": \"New York\",\n \"state\": \"NY\",\n \"zip\": \"10001\",\n \"country\": \"US\",\n \"account_type\": \"CHECKING\",\n \"account_holder_address\": \"123 Main Street\",\n \"account_holder_city\": \"New York\",\n \"account_holder_state\": \"NY\",\n \"account_holder_zip\": \"10001\",\n \"account_holder_country\": \"US\",\n \"is_default\": true\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-Platform-ID", "<x-platform-id>")
req.Header.Add("X-Signature", "<x-signature>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.paywint.com/api/platform/accounts/add-account")
.header("X-Platform-ID", "<x-platform-id>")
.header("X-Signature", "<x-signature>")
.header("Content-Type", "application/json")
.body("{\n \"user_id\": \"3fa85f64-5717-4562-b3fc-2c963f66afa6\",\n \"account_holder_name\": \"John D. Doe\",\n \"bank_name\": \"Bank of America\",\n \"nick_name\": \"Business Wallet Account\",\n \"account_number\": \"1234567890\",\n \"routing_number\": \"021000021\",\n \"bank_address\": \"123 Bank Street\",\n \"city\": \"New York\",\n \"state\": \"NY\",\n \"zip\": \"10001\",\n \"country\": \"US\",\n \"account_type\": \"CHECKING\",\n \"account_holder_address\": \"123 Main Street\",\n \"account_holder_city\": \"New York\",\n \"account_holder_state\": \"NY\",\n \"account_holder_zip\": \"10001\",\n \"account_holder_country\": \"US\",\n \"is_default\": true\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.paywint.com/api/platform/accounts/add-account")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-Platform-ID"] = '<x-platform-id>'
request["X-Signature"] = '<x-signature>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"user_id\": \"3fa85f64-5717-4562-b3fc-2c963f66afa6\",\n \"account_holder_name\": \"John D. Doe\",\n \"bank_name\": \"Bank of America\",\n \"nick_name\": \"Business Wallet Account\",\n \"account_number\": \"1234567890\",\n \"routing_number\": \"021000021\",\n \"bank_address\": \"123 Bank Street\",\n \"city\": \"New York\",\n \"state\": \"NY\",\n \"zip\": \"10001\",\n \"country\": \"US\",\n \"account_type\": \"CHECKING\",\n \"account_holder_address\": \"123 Main Street\",\n \"account_holder_city\": \"New York\",\n \"account_holder_state\": \"NY\",\n \"account_holder_zip\": \"10001\",\n \"account_holder_country\": \"US\",\n \"is_default\": true\n}"
response = http.request(request)
puts response.read_body{
"success": true,
"message": "Operation completed.",
"data": {
"account_id": "5bf6f0d6-0677-4607-9541-68ef7faecbdb",
"bank_nick_name": "Personal Checking",
"account_number": "6789",
"account_balance": 1000,
"routing_number": "011000015",
"account_type": "CHECKING",
"bank_name": "First National Bank",
"account_holder_name": "John Doe",
"verification_status": "not_applied",
"verification_type": "MD",
"is_verified": false,
"is_default": true,
"created_at": "2025-06-16T12:03:48.726826Z"
},
"queryGeneratedTime": 1718006400
}{
"detail": [
{
"loc": [
"<string>"
],
"msg": "<string>",
"type": "<string>"
}
]
}Headers
Unique platform identifier (UUID). You receive this during onboarding. Must be sent with every API request.
HMAC-SHA256 request signature for authentication. Use your platform secret key to compute it as: METHOD + PATH + QUERY + BODY_HASH.
Body
application/json
UUID of the user to whom this bank account belongs
Example:
"3fa85f64-5717-4562-b3fc-2c963f66afa6"
Name of the account holder (optional, will use user name if not provided)
Maximum string length:
100Example:
"John D. Doe"
Full name of the bank
Maximum string length:
100Example:
"Bank of America"
Optional nickname to identify the account (e.g., 'Personal Checking')
Maximum string length:
100Example:
"Business Wallet Account"
Bank account number
Maximum string length:
20Example:
"1234567890"
Bank routing number for ACH transactions
Maximum string length:
9Example:
"021000021"
Street address of the bank
Maximum string length:
300Example:
"123 Bank Street"
City of the bank
Maximum string length:
50Example:
"New York"
State of the bank
Maximum string length:
50Example:
"NY"
Postal code of the bank
Maximum string length:
10Example:
"10001"
Country of the bank
Maximum string length:
50Example:
"US"
Type of the bank account (e.g., CHECKING, SAVINGS, BUSINESS)
Available options:
PERSONAL_SAVINGS, BUSINESS_SAVINGS, BUSINESS_CHECKING, PERSONAL_CHECKING, PAYWINT_SAVINGS, PAYWINT_BUSINESS Example:
"CHECKING"
Street address of the account holder
Maximum string length:
500Example:
"123 Main Street"
City of the account holder
Maximum string length:
50Example:
"New York"
State of the account holder
Maximum string length:
50Example:
"NY"
Postal code of the account holder
Maximum string length:
50Example:
"10001"
Country of the account holder
Maximum string length:
50Example:
"US"
Set this account as user's default
Example:
true
Response
Successful Response
Indicates whether the request was processed successfully.
Example:
true
A short, human-readable message describing the result of the request.
Example:
"Operation completed."
The main response payload, if applicable
Show child attributes
Show child attributes
The Unix timestamp (in seconds) indicating when the response was generated.
Example:
1718006400